La Fayette, AL
How exposed is La Fayette to wildfire?
La Fayette's 1,662 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Fayette at the 82nd percentile, close to its 79th-percentile risk score.
What "at risk" means for the buildings here
1,662 buildings are counted in La Fayette, and 71.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How La Fayette compares
La Fayette scores 79th nationally and 72nd within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, La Fayette ranks 6,573 for wildfire risk (1 is highest) and 8,551 by building count (1 is largest). Within Alabama alone, it ranks 164 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in La Fayette
La Fayette's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in La Fayette
La Fayette's 71.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
La Fayette's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond La Fayette, see the exposure-zones guide.