La Due, MO
How exposed is La Due to wildfire?
USFS's Wildfire Risk to Communities model puts La Due at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 35 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Due at the 57th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
La Due's building exposure, zone by zone
35 buildings are counted in La Due, and 65.7% of them are Indirect exposure — ember-driven risk rather than the 34.3% in Direct exposure or the 0% rated Minimal.
Where La Due ranks
La Due scores 56th nationally and 45th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, La Due ranks 13,840 for wildfire risk (1 is highest) and 31,273 by building count (1 is largest). Within Missouri alone, it ranks 588 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
La Due and the insurance market
La Due's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 65.7% of La Due's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind La Due's 13,840-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond La Due, see the exposure-zones guide.