La Crosse, VA
La Crosse wildfire risk explained
La Crosse's 417 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Crosse's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
What "at risk" means for the buildings here
Of La Crosse's 417 counted buildings, 69.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How La Crosse compares
La Crosse's risk sits at a similar level relative to Virginia (33rd percentile statewide) as it does nationally (40th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, La Crosse ranks 18,957 for wildfire risk (1 is highest) and 18,898 by building count (1 is largest). Within Virginia alone, it ranks 460 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
La Crosse's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in La Crosse
La Crosse's 69.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where La Crosse's figures come from
La Crosse's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what La Crosse's dominant direct exposure actually means, with real examples from across the dataset.