La Crosse, KS
How exposed is La Crosse to wildfire?
USFS's Wildfire Risk to Communities model puts La Crosse at the 40th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,027 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Crosse at the 36th percentile, close to its 40th-percentile risk score.
La Crosse's building exposure, zone by zone
Most of La Crosse's buildings (92.4% of 1,027) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How La Crosse compares
La Crosse's 40th national percentile looks worse in isolation than its 17th ranking inside Kansas does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, La Crosse ranks 18,840 for wildfire risk (1 is highest) and 11,743 by building count (1 is largest). Within Kansas alone, it ranks 600 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in La Crosse
La Crosse's elevated rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
La Crosse's 92.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where La Crosse's figures come from
Every one of the two percentiles behind La Crosse's 18,840-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what La Crosse's dominant minimal exposure actually means, with real examples from across the dataset.