La Crosse, IN
How exposed is La Crosse to wildfire?
USFS's Wildfire Risk to Communities model puts La Crosse at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 390 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Crosse's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
La Crosse's building exposure, zone by zone
La Crosse rates 93.9% Minimal exposure against just 6.2% Direct and 0% Indirect — of 390 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How La Crosse compares
There's little gap between La Crosse's 2nd national percentile and its 11th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, La Crosse ranks 31,042 for wildfire risk (1 is highest) and 19,407 by building count (1 is largest). Within Indiana alone, it ranks 862 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
La Crosse and the insurance market
At the 2nd national percentile, La Crosse rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in La Crosse
With 93.9% of buildings rated Minimal exposure, La Crosse gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where La Crosse's figures come from
The methodology guide shows exactly how USFS turned 390 counted buildings into the percentiles shown above for La Crosse. The exposure-zones guide covers what La Crosse's dominant minimal exposure actually means, with real examples from across the dataset.