La Croft, OH
La Croft wildfire risk explained
La Croft sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 753 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Croft at the 31st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
56% of La Croft's 753 buildings sit in USFS's Direct exposure zone, roughly 422 structures close enough to burnable vegetation for flame contact, not just embers — 44% fall in the Indirect, ember-only zone and 0% are Minimal.
La Croft against the rest of the country
Within Ohio, La Croft ranks higher (66th percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, La Croft ranks 21,976 for wildfire risk (1 is highest) and 14,091 by building count (1 is largest). Within Ohio alone, it ranks 427 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in La Croft
La Croft's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
La Croft's 56% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 753 counted buildings into the percentiles shown above for La Croft. For more on what direct exposure implies beyond La Croft, see the exposure-zones guide.