La Clede, IL
How exposed is La Clede to wildfire?
La Clede's 107 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Clede at the 10th percentile, close to its 10th-percentile risk score.
Where La Clede's buildings actually sit
USFS classifies 51.4% of La Clede's buildings as Direct exposure, higher than its 48.6% Indirect share and far above its 0% Minimal share — a profile where 55 structures sit close enough to vegetation that lot clearing matters most.
La Clede against the rest of the country
Compare La Clede's two percentiles: 44th within Illinois, only 10th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, La Clede ranks 28,292 for wildfire risk (1 is highest) and 28,725 by building count (1 is largest). Within Illinois alone, it ranks 812 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in La Clede
La Clede's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
La Clede's 51.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where La Clede's figures come from
La Clede's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what La Clede's dominant direct exposure actually means, with real examples from across the dataset.