La Casita, TX
La Casita, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts La Casita at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 55 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Casita at the 87th percentile, close to its 87th-percentile risk score.
La Casita's building exposure, zone by zone
USFS puts 92.7% of La Casita's 55 buildings in the Indirect exposure zone, versus 7.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How La Casita compares
La Casita's risk sits at a similar level relative to Texas (78th percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, La Casita ranks 4,109 for wildfire risk (1 is highest) and 30,802 by building count (1 is largest). Within Texas alone, it ranks 400 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 87th percentile nationally, La Casita carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 92.7% of La Casita's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
La Casita's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond La Casita, see the exposure-zones guide.