Kyle, TX
Kyle wildfire risk explained
Out of every US place USFS scores, Kyle lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 15,907 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kyle at the 72nd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Kyle's buildings actually sit
Most of Kyle's buildings (66.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 15,907 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Kyle compares
Kyle ranks lower within Texas (46th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Kyle ranks 7,926 for wildfire risk (1 is highest) and 923 by building count (1 is largest). Within Texas alone, it ranks 971 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Kyle and the insurance market
Kyle's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Kyle's 66.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Kyle's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Kyle, see the exposure-zones guide.