Kutztown University, PA
Kutztown University wildfire risk explained
Kutztown University's 104 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kutztown University at the 23rd percentile, close to its 24th-percentile risk score.
What "at risk" means for the buildings here
47.1% of Kutztown University's 104 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 17.3% Direct and 35.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Kutztown University ranks
There's little gap between Kutztown University's 24th national percentile and its 28th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kutztown University ranks 23,958 for wildfire risk (1 is highest) and 28,867 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,439 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Kutztown University's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Kutztown University (47.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 104 counted buildings into the percentiles shown above for Kutztown University. For more on what indirect exposure implies beyond Kutztown University, see the exposure-zones guide.