Kuttawa, KY
Kuttawa wildfire risk explained
Kuttawa's 510 buildings earn a 45th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kuttawa's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
Kuttawa's building exposure, zone by zone
Of Kuttawa's 510 counted buildings, 69.4% carry Direct exposure and only 16.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Kuttawa against the rest of the country
Kuttawa's 74th-percentile standing inside Kentucky outpaces its 45th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kuttawa ranks 17,423 for wildfire risk (1 is highest) and 17,167 by building count (1 is largest). Within Kentucky alone, it ranks 146 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Kuttawa
Kuttawa's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Kuttawa's 69.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Kuttawa's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Kuttawa, see the exposure-zones guide.