Kurten, TX
Kurten wildfire risk explained
Kurten's 345 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kurten at the 80th percentile, close to its 78th-percentile risk score.
Where Kurten's buildings actually sit
100% of Kurten's 345 buildings sit in USFS's Direct exposure zone, roughly 345 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Kurten compares
Kurten's 78th national percentile looks worse in isolation than its 57th ranking inside Texas does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Kurten ranks 6,821 for wildfire risk (1 is highest) and 20,461 by building count (1 is largest). Within Texas alone, it ranks 772 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Kurten
Kurten's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Kurten
Because Direct exposure dominates in Kurten (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Kurten's figures come from
Every one of the two percentiles behind Kurten's 6,821-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kurten's dominant direct exposure actually means, with real examples from across the dataset.