Kulpsville, PA
Kulpsville, PA's wildfire risk, in USFS's own numbers
USFS scores Kulpsville at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,165 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kulpsville at the 10th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Kulpsville: 43.5% of its 2,165 buildings, versus 24.1% Indirect and 32.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Kulpsville against the rest of the country
Kulpsville's risk sits at a similar level relative to Pennsylvania (8th percentile statewide) as it does nationally (10th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kulpsville ranks 28,444 for wildfire risk (1 is highest) and 7,031 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,831 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Kulpsville and the insurance market
Kulpsville's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 43.5% of Kulpsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kulpsville's 28,444-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Kulpsville, see the exposure-zones guide.