Kukuihaele, HI
Kukuihaele wildfire risk explained
Kukuihaele sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 167 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kukuihaele at the 81st percentile, close to its 86th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 97.6% of Kukuihaele's buildings as Direct exposure, higher than its 2.4% Indirect share and far above its 0% Minimal share — a profile where 163 structures sit close enough to vegetation that lot clearing matters most.
Kukuihaele against the rest of the country
Kukuihaele ranks lower within Hawaii (21st percentile statewide) than its 86th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Kukuihaele ranks 4,506 for wildfire risk (1 is highest) and 26,125 by building count (1 is largest). Within Hawaii alone, it ranks 129 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Kukuihaele
At the 86th percentile nationally, Kukuihaele carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 97.6% of Kukuihaele in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Kukuihaele's figures come from
Every one of the two percentiles behind Kukuihaele's 4,506-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kukuihaele's dominant direct exposure actually means, with real examples from across the dataset.