Kouts, IN
Kouts wildfire risk explained
Kouts's 1,098 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kouts at the 8th percentile, close to its 7th-percentile risk score.
Kouts's building exposure, zone by zone
Kouts rates 87.3% Minimal exposure against just 12.7% Direct and 0% Indirect — of 1,098 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Kouts compares
Within Indiana, Kouts ranks higher (47th percentile) than it does nationally (7th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Kouts ranks 29,243 for wildfire risk (1 is highest) and 11,289 by building count (1 is largest). Within Indiana alone, it ranks 518 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Kouts and the insurance market
Kouts's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 87.3% of Kouts outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Kouts's figures come from
The methodology guide shows exactly how USFS turned 1,098 counted buildings into the percentiles shown above for Kouts. The exposure-zones guide covers what Kouts's dominant minimal exposure actually means, with real examples from across the dataset.