Kosse, TX
Kosse, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Kosse lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 416 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kosse's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Where Kosse's buildings actually sit
416 buildings are counted in Kosse, and 54.8% of them are Indirect exposure — ember-driven risk rather than the 45.2% in Direct exposure or the 0% rated Minimal.
How Kosse compares
Inside Texas, Kosse sits at just the 51st percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Kosse ranks 7,359 for wildfire risk (1 is highest) and 18,915 by building count (1 is largest). Within Texas alone, it ranks 873 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Kosse and the insurance market
Kosse's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Kosse
Because 54.8% of Kosse's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kosse's 7,359-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Kosse, see the exposure-zones guide.