Koosharem, UT
Koosharem, UT's wildfire risk, in USFS's own numbers
Koosharem's 324 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Koosharem's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Koosharem: 52.2% of its 324 buildings, versus 47.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Koosharem against the rest of the country
Koosharem ranks lower within Utah (40th percentile statewide) than its 81st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Koosharem ranks 6,161 for wildfire risk (1 is highest) and 20,993 by building count (1 is largest). Within Utah alone, it ranks 197 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Koosharem and the insurance market
At the 81st percentile nationally, Koosharem carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Koosharem's 52.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Koosharem's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Koosharem, see the exposure-zones guide.