Klondike, MD
How exposed is Klondike to wildfire?
Klondike's 62 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Klondike at the 53rd percentile, close to its 56th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 100% of Klondike's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 62 structures sit close enough to vegetation that lot clearing matters most.
How Klondike compares
Klondike's 79th-percentile standing inside Maryland outpaces its 56th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Klondike ranks 14,026 for wildfire risk (1 is highest) and 30,576 by building count (1 is largest). Within Maryland alone, it ranks 115 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Klondike and the insurance market
Klondike's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Klondike's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 62 counted buildings into the percentiles shown above for Klondike. For more on what direct exposure implies beyond Klondike, see the exposure-zones guide.