Kitsap Lake, WA
How exposed is Kitsap Lake to wildfire?
Kitsap Lake's 909 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kitsap Lake at the 25th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 65.1% of Kitsap Lake's 909 buildings in the Indirect exposure zone, versus 34.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Kitsap Lake compares
Kitsap Lake's 40th-percentile standing inside Washington outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kitsap Lake ranks 23,777 for wildfire risk (1 is highest) and 12,650 by building count (1 is largest). Within Washington alone, it ranks 375 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Kitsap Lake
At the 25th national percentile, Kitsap Lake rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Kitsap Lake (65.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Kitsap Lake's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Kitsap Lake, see the exposure-zones guide.