Kirkwood, PA
Kirkwood, PA's wildfire risk, in USFS's own numbers
Kirkwood sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 291 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kirkwood at the 8th percentile, close to its 8th-percentile risk score.
Kirkwood's building exposure, zone by zone
291 buildings are counted in Kirkwood, and 55.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 29.6% rated Minimal.
Where Kirkwood ranks
Kirkwood scores 8th nationally and 6th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kirkwood ranks 28,887 for wildfire risk (1 is highest) and 21,893 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,878 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Kirkwood and the insurance market
Kirkwood's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 55.7% of Kirkwood in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Kirkwood's figures come from
The methodology guide shows exactly how USFS turned 291 counted buildings into the percentiles shown above for Kirkwood. The exposure-zones guide covers what Kirkwood's dominant direct exposure actually means, with real examples from across the dataset.