Kirkville, IA
How exposed is Kirkville to wildfire?
Kirkville sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 164 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kirkville at the 66th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Kirkville's buildings actually sit
53.1% of Kirkville's 164 buildings sit in USFS's Minimal exposure zone, with only 47% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Kirkville ranks
Kirkville's 88th-percentile standing inside Iowa outpaces its 64th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kirkville ranks 11,404 for wildfire risk (1 is highest) and 26,247 by building count (1 is largest). Within Iowa alone, it ranks 125 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Kirkville and the insurance market
Kirkville's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 53.1% of buildings rated Minimal exposure, Kirkville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Kirkville's figures come from
The methodology guide shows exactly how USFS turned 164 counted buildings into the percentiles shown above for Kirkville. The exposure-zones guide covers what Kirkville's dominant minimal exposure actually means, with real examples from across the dataset.