Kirkman, IA
How exposed is Kirkman to wildfire?
USFS's Wildfire Risk to Communities model puts Kirkman at the 46th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 62 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kirkman at the 46th percentile, close to its 46th-percentile risk score.
Where Kirkman's buildings actually sit
Only 22.6% of Kirkman's 62 buildings carry Direct exposure and 0% carry Indirect; the remaining 77.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Kirkman compares
Kirkman's 63rd-percentile standing inside Iowa outpaces its 46th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kirkman ranks 16,922 for wildfire risk (1 is highest) and 30,572 by building count (1 is largest). Within Iowa alone, it ranks 375 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Kirkman's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 77.4% of buildings rated Minimal exposure, Kirkman gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 62 counted buildings into the percentiles shown above for Kirkman. For more on what minimal exposure implies beyond Kirkman, see the exposure-zones guide.