Kirklin, IN
Kirklin, IN's wildfire risk, in USFS's own numbers
USFS scores Kirklin at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 510 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kirklin at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
85.7% of Kirklin's 510 buildings sit in USFS's Minimal exposure zone, with only 14.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Kirklin against the rest of the country
There's little gap between Kirklin's 1st national percentile and its 9th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kirklin ranks 31,136 for wildfire risk (1 is highest) and 17,166 by building count (1 is largest). Within Indiana alone, it ranks 876 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Kirklin and the insurance market
Kirklin's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Kirklin's 85.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Kirklin's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Kirklin, see the exposure-zones guide.