Kirbyville, TX
How exposed is Kirbyville to wildfire?
Out of every US place USFS scores, Kirbyville lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,159 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kirbyville at the 89th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Kirbyville's buildings actually sit
53.7% of Kirbyville's 1,159 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 46.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Kirbyville against the rest of the country
There's little gap between Kirbyville's 88th national percentile and its 79th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kirbyville ranks 3,950 for wildfire risk (1 is highest) and 10,899 by building count (1 is largest). Within Texas alone, it ranks 376 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Kirbyville and the insurance market
Kirbyville's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Kirbyville (53.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,159 counted buildings into the percentiles shown above for Kirbyville. For more on what indirect exposure implies beyond Kirbyville, see the exposure-zones guide.