Kirby, OH
Kirby wildfire risk explained
Kirby's 96 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kirby's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Kirby's building exposure, zone by zone
Kirby rates 99% Minimal exposure against just 1% Direct and 0% Indirect — of 96 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Kirby ranks
Kirby scores 1st nationally and 5th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kirby ranks 31,251 for wildfire risk (1 is highest) and 29,244 by building count (1 is largest). Within Ohio alone, it ranks 1,203 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Kirby and the insurance market
Kirby's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Kirby
Kirby's 99% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Kirby's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Kirby, see the exposure-zones guide.