Kinsman, IL
Kinsman, IL's wildfire risk, in USFS's own numbers
Kinsman's 79 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kinsman at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Kinsman's building exposure, zone by zone
91.1% of Kinsman's 79 buildings sit in USFS's Minimal exposure zone, with only 8.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Kinsman against the rest of the country
Kinsman scores 2nd nationally and 13th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kinsman ranks 31,006 for wildfire risk (1 is highest) and 29,910 by building count (1 is largest). Within Illinois alone, it ranks 1,259 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 2nd national percentile, Kinsman rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Kinsman's 91.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 79 counted buildings into the percentiles shown above for Kinsman. For more on what minimal exposure implies beyond Kinsman, see the exposure-zones guide.