Kinsey, AL
Kinsey wildfire risk explained
Kinsey's 1,216 buildings earn a 59th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kinsey at the 59th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Kinsey's building exposure, zone by zone
Of Kinsey's 1,216 counted buildings, 68.2% carry Direct exposure and only 0.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Kinsey against the rest of the country
Inside Alabama, Kinsey sits at just the 23rd percentile even though it scores 59th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Kinsey ranks 12,942 for wildfire risk (1 is highest) and 10,551 by building count (1 is largest). Within Alabama alone, it ranks 455 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Kinsey's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Kinsey
Kinsey's 68.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Kinsey's 12,942-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Kinsey, see the exposure-zones guide.