Kino Springs, AZ
How exposed is Kino Springs to wildfire?
Kino Springs's 62 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kino Springs at the 98th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Kino Springs's 62 counted buildings, 59.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Kino Springs against the rest of the country
Kino Springs scores 97th nationally and 84th within Arizona — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kino Springs ranks 871 for wildfire risk (1 is highest) and 30,565 by building count (1 is largest). Within Arizona alone, it ranks 71 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Kino Springs's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Kino Springs (59.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Kino Springs's figures come from
The methodology guide shows exactly how USFS turned 62 counted buildings into the percentiles shown above for Kino Springs. The exposure-zones guide covers what Kino Springs's dominant direct exposure actually means, with real examples from across the dataset.