Kinney, MN
How exposed is Kinney to wildfire?
USFS scores Kinney at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 153 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kinney at the 36th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 76.5% of Kinney's 153 buildings in the Indirect exposure zone, versus 23.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Kinney compares
Kinney scores 38th nationally and 50th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kinney ranks 19,664 for wildfire risk (1 is highest) and 26,757 by building count (1 is largest). Within Minnesota alone, it ranks 456 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Kinney and the insurance market
Kinney's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 76.5% of Kinney's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Kinney's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Kinney, see the exposure-zones guide.