Kingston, TN
Kingston, TN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Kingston at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,049 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kingston at the 80th percentile, close to its 76th-percentile risk score.
Kingston's building exposure, zone by zone
51.7% of Kingston's 3,049 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 35.9% Direct and 12.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Kingston ranks
Kingston scores 76th nationally and 78th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kingston ranks 7,731 for wildfire risk (1 is highest) and 5,359 by building count (1 is largest). Within Tennessee alone, it ranks 112 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Kingston's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 51.7% of Kingston's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Kingston's figures come from
Kingston's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Kingston's dominant indirect exposure actually means, with real examples from across the dataset.