Kingston, NY
How exposed is Kingston to wildfire?
USFS's Wildfire Risk to Communities model puts Kingston at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 9,106 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kingston's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
Where Kingston's buildings actually sit
82% of Kingston's 9,106 buildings sit in USFS's Minimal exposure zone, with only 16% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 9,106 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Kingston ranks
Kingston's 80th-percentile standing inside New York outpaces its 37th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kingston ranks 19,857 for wildfire risk (1 is highest) and 1,819 by building count (1 is largest). Within New York alone, it ranks 260 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Kingston's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 82% of Kingston outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Kingston's figures come from
Every one of the two percentiles behind Kingston's 19,857-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kingston's dominant minimal exposure actually means, with real examples from across the dataset.