Kingston, NJ
Kingston wildfire risk explained
USFS's Wildfire Risk to Communities model puts Kingston at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 527 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kingston at the 37th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Kingston's buildings actually sit
527 buildings are counted in Kingston, and 64.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Kingston ranks
There's little gap between Kingston's 37th national percentile and its 37th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kingston ranks 20,014 for wildfire risk (1 is highest) and 16,908 by building count (1 is largest). Within New Jersey alone, it ranks 441 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Kingston and the insurance market
Kingston's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Kingston's 64.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Kingston's 20,014-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Kingston, see the exposure-zones guide.