Kingsley, IA
Kingsley, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Kingsley lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 838 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kingsley at the 47th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Kingsley's building exposure, zone by zone
66% of Kingsley's 838 buildings sit in USFS's Minimal exposure zone, with only 34% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Kingsley compares
Kingsley's 69th-percentile standing inside Iowa outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kingsley ranks 15,690 for wildfire risk (1 is highest) and 13,268 by building count (1 is largest). Within Iowa alone, it ranks 316 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Kingsley's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 66% of buildings rated Minimal exposure, Kingsley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Kingsley's figures come from
Every one of the two percentiles behind Kingsley's 15,690-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kingsley's dominant minimal exposure actually means, with real examples from across the dataset.