Kings Point, MT
Kings Point, MT's wildfire risk, in USFS's own numbers
Kings Point sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 368 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kings Point's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Kings Point's building exposure, zone by zone
87.8% of Kings Point's 368 buildings sit in USFS's Direct exposure zone, roughly 323 structures close enough to burnable vegetation for flame contact, not just embers — 0.3% fall in the Indirect, ember-only zone and 12% are Minimal.
How Kings Point compares
Kings Point's 79th national percentile looks worse in isolation than its 52nd ranking inside Montana does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Kings Point ranks 6,557 for wildfire risk (1 is highest) and 19,908 by building count (1 is largest). Within Montana alone, it ranks 230 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Kings Point's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Kings Point
Kings Point's 87.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Kings Point's figures come from
Kings Point's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Kings Point's dominant direct exposure actually means, with real examples from across the dataset.