King, WI
King wildfire risk explained
King sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 680 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks King at the 39th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in King: 72.5% of its 680 buildings, versus 0% Indirect and 27.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
King against the rest of the country
Within Wisconsin, King ranks higher (89th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, King ranks 19,463 for wildfire risk (1 is highest) and 14,866 by building count (1 is largest). Within Wisconsin alone, it ranks 89 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
King's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in King (72.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where King's figures come from
King's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what King's dominant direct exposure actually means, with real examples from across the dataset.