King, NC
How exposed is King to wildfire?
King sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 3,397 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, King's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where King's buildings actually sit
Of King's 3,397 counted buildings, 77.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How King compares
King ranks lower within North Carolina (4th percentile statewide) than its 32nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, King ranks 21,563 for wildfire risk (1 is highest) and 4,923 by building count (1 is largest). Within North Carolina alone, it ranks 742 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
King's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
King's 77.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where King's figures come from
The methodology guide shows exactly how USFS turned 3,397 counted buildings into the percentiles shown above for King. The exposure-zones guide covers what King's dominant direct exposure actually means, with real examples from across the dataset.