King City, CA
King City, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts King City at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,089 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, King City's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
King City's building exposure, zone by zone
Most of King City's buildings (61.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How King City compares
King City's 85th national percentile looks worse in isolation than its 50th ranking inside California does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, King City ranks 4,659 for wildfire risk (1 is highest) and 5,299 by building count (1 is largest). Within California alone, it ranks 778 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
King City's 85th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
King City's 61.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,089 counted buildings into the percentiles shown above for King City. For more on what indirect exposure implies beyond King City, see the exposure-zones guide.