Kinde, MI
Kinde wildfire risk explained
Kinde sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 371 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kinde's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Kinde's building exposure, zone by zone
Only 19.1% of Kinde's 371 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Kinde ranks
Kinde's risk sits at a similar level relative to Michigan (2nd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kinde ranks 31,022 for wildfire risk (1 is highest) and 19,838 by building count (1 is largest). Within Michigan alone, it ranks 731 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Kinde's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 80.9% of Kinde outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Kinde's figures come from
Every one of the two percentiles behind Kinde's 31,022-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kinde's dominant minimal exposure actually means, with real examples from across the dataset.