Kincheloe, MI
How exposed is Kincheloe to wildfire?
Kincheloe's 786 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kincheloe at the 55th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Kincheloe's building exposure, zone by zone
786 buildings are counted in Kincheloe, and 89.6% of them are Indirect exposure — ember-driven risk rather than the 10.4% in Direct exposure or the 0% rated Minimal.
Kincheloe against the rest of the country
Kincheloe's 97th-percentile standing inside Michigan outpaces its 54th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kincheloe ranks 14,498 for wildfire risk (1 is highest) and 13,758 by building count (1 is largest). Within Michigan alone, it ranks 26 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Kincheloe and the insurance market
At the 54th national percentile, Kincheloe rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Kincheloe's 89.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 786 counted buildings into the percentiles shown above for Kincheloe. For more on what indirect exposure implies beyond Kincheloe, see the exposure-zones guide.