Kinbrae, MN
How exposed is Kinbrae to wildfire?
USFS's Wildfire Risk to Communities model puts Kinbrae at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 27 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kinbrae at the 8th percentile, close to its 12th-percentile risk score.
Where Kinbrae's buildings actually sit
27 buildings are counted in Kinbrae, and 59.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 40.7% rated Minimal.
Where Kinbrae ranks
There's little gap between Kinbrae's 12th national percentile and its 15th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kinbrae ranks 27,834 for wildfire risk (1 is highest) and 31,392 by building count (1 is largest). Within Minnesota alone, it ranks 773 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 12th national percentile, Kinbrae rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Kinbrae
Kinbrae's 59.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 27 counted buildings into the percentiles shown above for Kinbrae. For more on what direct exposure implies beyond Kinbrae, see the exposure-zones guide.