Kimmswick, MO
Kimmswick wildfire risk explained
USFS scores Kimmswick at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 168 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kimmswick's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Kimmswick (86.3% of 168 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13.1% sit in the Direct zone.
How Kimmswick compares
Kimmswick ranks lower within Missouri (12th percentile statewide) than its 38th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Kimmswick ranks 19,693 for wildfire risk (1 is highest) and 26,102 by building count (1 is largest). Within Missouri alone, it ranks 933 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Kimmswick
Kimmswick's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Kimmswick (86.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 168 counted buildings into the percentiles shown above for Kimmswick. For more on what indirect exposure implies beyond Kimmswick, see the exposure-zones guide.