Kimmell, IN
Kimmell, IN's wildfire risk, in USFS's own numbers
Kimmell's 292 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kimmell at the 4th percentile, close to its 4th-percentile risk score.
What "at risk" means for the buildings here
76.4% of Kimmell's 292 buildings sit in USFS's Minimal exposure zone, with only 23.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Kimmell compares
Compare Kimmell's two percentiles: 29th within Indiana, only 4th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Kimmell ranks 30,285 for wildfire risk (1 is highest) and 21,850 by building count (1 is largest). Within Indiana alone, it ranks 691 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Kimmell and the insurance market
Kimmell's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Kimmell's 76.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 292 counted buildings into the percentiles shown above for Kimmell. For more on what minimal exposure implies beyond Kimmell, see the exposure-zones guide.