Kimberling City, MO
How exposed is Kimberling City to wildfire?
Out of every US place USFS scores, Kimberling City lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,355 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kimberling City's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Kimberling City's buildings actually sit
USFS puts 57.3% of Kimberling City's 1,355 buildings in the Indirect exposure zone, versus 41.3% Direct and 1.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Kimberling City compares
There's little gap between Kimberling City's 68th national percentile and its 77th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kimberling City ranks 10,085 for wildfire risk (1 is highest) and 9,809 by building count (1 is largest). Within Missouri alone, it ranks 239 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Kimberling City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Kimberling City
Kimberling City's 57.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Kimberling City's figures come from
Every one of the two percentiles behind Kimberling City's 10,085-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kimberling City's dominant indirect exposure actually means, with real examples from across the dataset.