Kimballton, IA
Kimballton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Kimballton at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 240 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kimballton's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Kimballton's building exposure, zone by zone
78.3% of Kimballton's 240 buildings sit in USFS's Minimal exposure zone, with only 21.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Kimballton compares
Kimballton's 70th-percentile standing inside Iowa outpaces its 51st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kimballton ranks 15,498 for wildfire risk (1 is highest) and 23,459 by building count (1 is largest). Within Iowa alone, it ranks 308 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Kimballton's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 78.3% of buildings rated Minimal exposure, Kimballton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Kimballton's figures come from
Every one of the two percentiles behind Kimballton's 15,498-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kimballton's dominant minimal exposure actually means, with real examples from across the dataset.