Kimball, MN
Kimball wildfire risk explained
Kimball sits at the 39th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 466 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kimball at the 36th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Kimball's building exposure, zone by zone
Only 13.1% of Kimball's 466 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Kimball ranks
There's little gap between Kimball's 39th national percentile and its 51st percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kimball ranks 19,378 for wildfire risk (1 is highest) and 17,960 by building count (1 is largest). Within Minnesota alone, it ranks 448 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Kimball and the insurance market
Kimball's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 86.9% of buildings rated Minimal exposure, Kimball gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 466 counted buildings into the percentiles shown above for Kimball. For more on what minimal exposure implies beyond Kimball, see the exposure-zones guide.