Kim, CO
How exposed is Kim to wildfire?
USFS's Wildfire Risk to Communities model puts Kim at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 137 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kim at the 91st percentile, close to its 92nd-percentile risk score.
Kim's building exposure, zone by zone
USFS classifies 62.8% of Kim's buildings as Direct exposure, higher than its 37.2% Indirect share and far above its 0% Minimal share — a profile where 86 structures sit close enough to vegetation that lot clearing matters most.
Kim against the rest of the country
Kim's risk sits at a similar level relative to Colorado (79th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kim ranks 2,544 for wildfire risk (1 is highest) and 27,391 by building count (1 is largest). Within Colorado alone, it ranks 101 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Kim
At the 92nd percentile nationally, Kim carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Kim (62.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 137 counted buildings into the percentiles shown above for Kim. For more on what direct exposure implies beyond Kim, see the exposure-zones guide.