Kilmichael, MS
Kilmichael wildfire risk explained
Kilmichael's 456 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kilmichael's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Kilmichael's buildings actually sit
USFS classifies 83.6% of Kilmichael's buildings as Direct exposure, higher than its 16.5% Indirect share and far above its 0% Minimal share — a profile where 381 structures sit close enough to vegetation that lot clearing matters most.
How Kilmichael compares
Inside Mississippi, Kilmichael sits at just the 51st percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Kilmichael ranks 10,052 for wildfire risk (1 is highest) and 18,159 by building count (1 is largest). Within Mississippi alone, it ranks 204 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Kilmichael's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Kilmichael
Because Direct exposure dominates in Kilmichael (83.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Kilmichael's figures come from
Kilmichael's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Kilmichael's dominant direct exposure actually means, with real examples from across the dataset.