Killeen, TX
How exposed is Killeen to wildfire?
Out of every US place USFS scores, Killeen lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 50,342 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Killeen's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Killeen's buildings actually sit
USFS classifies 64.5% of Killeen's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 10.5% Direct and 25% Indirect — a landscape-level risk rather than a building-by-building one. At 50,342 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Killeen against the rest of the country
Killeen scores 84th nationally and 71st within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Killeen ranks 5,150 for wildfire risk (1 is highest) and 172 by building count (1 is largest). Within Texas alone, it ranks 522 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Killeen's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 64.5% of buildings rated Minimal exposure, Killeen gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Killeen's figures come from
The methodology guide shows exactly how USFS turned 50,342 counted buildings into the percentiles shown above for Killeen. The exposure-zones guide covers what Killeen's dominant minimal exposure actually means, with real examples from across the dataset.