Kilgore, NE
Kilgore, NE's wildfire risk, in USFS's own numbers
Kilgore's 93 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kilgore's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Kilgore's building exposure, zone by zone
USFS puts 51.6% of Kilgore's 93 buildings in the Indirect exposure zone, versus 48.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Kilgore against the rest of the country
There's little gap between Kilgore's 91st national percentile and its 98th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kilgore ranks 2,996 for wildfire risk (1 is highest) and 29,364 by building count (1 is largest). Within Nebraska alone, it ranks 11 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Kilgore's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Kilgore
With ember exposure the dominant pattern in Kilgore (51.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 93 counted buildings into the percentiles shown above for Kilgore. For more on what indirect exposure implies beyond Kilgore, see the exposure-zones guide.