Keytesville, MO
Keytesville wildfire risk explained
Keytesville's 386 buildings earn a 48th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Keytesville's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Keytesville's buildings actually sit
USFS classifies 62.2% of Keytesville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 37.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Keytesville against the rest of the country
Inside Missouri, Keytesville sits at just the 29th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Keytesville ranks 16,388 for wildfire risk (1 is highest) and 19,494 by building count (1 is largest). Within Missouri alone, it ranks 753 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Keytesville's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 62.2% of Keytesville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Keytesville's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Keytesville, see the exposure-zones guide.